Job Descriptions

Position Title: Mortgage Banker

Description: Responsible for developing new business relationships, underwriting, structuring, and the closing of mortgage loans. Represents the bank in local community through active participation in community affairs and participates in marketing all of the bank's products and services.

Responsibilities:

1. Consult with and nurture an on-going financial services relationship with clients through the delivery of top quality client service.

2. Interviews loan applicants to assess the need for real estate lending services and counsels members about mortgage loan products that satisfy those needs. Evaluate and educate all loan programs and financing options that will best meet the client's needs.

3. Prepares and accepts loan applications. Provides all other disclosures and forms required for Federal and State regulations and obtains applicant signatures. Responsible for the accuracy and completeness of the application and all related information. Conduct credit, underwriting and financial analysis.

4. Educate and advise clients on the home buying process, the latest in home financing and how to better manager their mortgage (i.e. the liability side of their personal financial statement).

5. Assist clients throughout the loan process from application to closing; troubleshoot transaction issues on behalf of the client in order to achieve client's financial goals

6. Manage and coordinate all other transactions such as: real estate agents, title companies, appraisers, inspectors, etc.

7. Support the bank's strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge. To maintain the utmost integrity and highest standards in all facets of this position.

8. Dedication to meeting the expectations and requirements of internal and external customers; obtains firsthand customer information and applies it to improve our products and services.

Minimum Requirements:

1. Experience normally acquired in two years of mortgage loan banker, member service or related experience.

2. Ability to display and maintain trust and diplomacy is required in this position.

3. Ability to display and maintain courtesy and tact. Work involves extensive personal contact and can be of a personal or sensitive nature.

4. Demonstrated knowledge of appropriate lending regulations.

5. Proficient verbal and written communication skills.

6. Proficient in the use of Microsoft Word and Excel.

Position Title: Marketing Specialist

Description: Assist in planning and executing marketing and communications programs that will: successfully build and fuel sales growth and help the company and attract new prospects. Responsible for overseeing database management services, sales and client correspondence, fulfillment of promotional offers, coordination of projects related to market research, campaign development and event planning.

Responsibilities:

1. Generate direct mail and email marketing campaign requests, coordinate local events/seminars, including timeline development, targeted mailing list development, presentation material, and production.

2. Determine appropriate mail, email list strategy, including identifying segments, assessing list sizes, extracting lists, cleaning up data, and processing for vendors.

3. Assist in database management by maintaining data integrity to support and develop further solutions to eliminate inaccurate data.

4. Process and route email responses from the various email campaigns and provide sales and client correspondence. Manually input and maintain all client leads in database from email and client loyalty programs.

5. Work with creative resources to develop marketing materials, oversee production, and analyze media programs and results.

6. Ensure timely adjustment of marketing strategies and plans to meet changing market and competitive conditions.

7. Prepares information by collecting and reviewing information then inputting, editing, retrieving, and copying data, text and graphics as needed; mailing correspondence as needed.

8. Requires outstanding organization, interpersonal, written, phone and computer/database entry skills.

9. Assist in the implementation of marketing plans and implement standard processes and tools to increase effectiveness of local marketing.

Minimum Requirements:

1. Experience normally acquired in two years in marketing, mortgage/realty industry preferred.

2. Possess a Bachelors degree in marketing, advertising, communications or a related field.

3. Ability to display and maintain trust and diplomacy is required in this position.

4. Strong time management/organizational skills with the ability to multi-task in a fast-paced environment.

5. Must be a self-starter, quick learner and able to work independently.

6. Possess creative and strategic thinking.

7. Excellent verbal and written communication skills.

8. Proficient in the use of Microsoft Word and Excel, PowerPoint and Photoshop.

Position Title: Mortgage Banker Internship

Description: Work closely with our team of professional mortgage bankers and assist them in daily responsibilities including: assisting in the loan application process, follow up with client requests and providing top notch client customer service.

Responsibilities:

1. Interact and assist in providing superior client service.

2. Collect information regarding to the client’s property, financial situation and home financing objectives. Respond to all client inquiries with respect to their home financing needs/options.

3. Conduct follow-up calls with clients to provide home finance and loan status information.

4. Educate customers with home financing documentation requirements.

5. Assist clients through the closing process of their application.

6. Assist in managing correspondence and communications with clients, processing loan applications and closing loans.

7. Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge and to maintain the utmost integrity and highest standards in all facets of this position.

8. Dedication to meeting the expectations and requirements of internal and external customers; obtains firsthand customer information and applies it to improve our products and services.

Minimum Requirements:

1. Eligible college juniors and seniors with a solid academic record.

2. Ability to display and maintain trust and diplomacy is required in this position.

3. Ability to display and maintain courtesy and tact. Work involves extensive personal contact and can be of a personal or sensitive nature.

4. Strong client service and communication skills.

5. Ability to learn and be proactive in a fast paced work environment.

6. Proficient in the use of Microsoft Word and Excel.